Retiree Insurance Benefits
As a convenience to our members, the retirement system will deduct your health insurance premium from your monthly retirement benefit and send it to the Police Department. The department then pays the monthly Blue Cross/Blue Shield bill for active and retired members.
Access to retiree health insurance is provided by the Police Department and not by the Police Retirement System. The department contracts with Blue Cross/Blue Shield for health insurance for both active and retired members and is responsible for negotiating the policy benefits, co-pays, deductibles, and monthly premiums.
Open enrollment for making changes to your retiree health insurance is coordinated by the department's Benefits Section and usually takes place from mid-March to mid-April. New health insurance premiums take effect on May 1, at the start of the fiscal year, and are deducted for the first time from your end-of-May benefit payment.
If you are over 65 and participating in one of the department-offered Medicare Tie-in or Replacement plans, the open enrollment period through the Benefits Section is generally from mid-November to mid-December. The new Medicare premiums take effect on January 1 and are deducted for the first time from your end-of-January benefit payment.
How to Contact the KCPD Benefits Department
The Benefits Division staff are available by phone or in-person to discuss benefits questions.
- Phone Number: 816-234-5389
- Office Hours: 8 a.m. to 4 p.m.
- Office Location: 901 Charlotte St, Kansas City, MO 64106